The date doesn’t change Christmas Day is always the 25th December.

Do you find it comes around too quickly, catches you unawares or are you sorted by September?

For those who are ready except for the food shopping well done have a well earned rest, for those you who haven’t started yet there is still time to plan.

As of today, 5th November there are 50 sleeps until Christmas you don’t have to spend all of those tossing and turning and worrying.

If you are paid monthly then you have 1 possibly 2 pay days before Christmas. Work out how much you need for presents, Christmas parties, food, decorations etc. If after doing that  you are concerned you will not have enough money consider these ideas to save:

  1. Could you forfeit your morning coffee for the next 50 days saving you around £100? If you also have a cookie increase that saving to almost £200.
  2. Do you need to attend all those Christmas parties? One less could save you upwards of £30.
  3. Buying chocolates, sweets, alcohol, just because it’s Christmas. Why? A trolley of food for the immediate family for what is effectively 2 days. How much of this gets wasted – cooked not eaten, gone stale, gone out of date? The shops are open on the 26th.  Write a shopping list for just those 2 days and do not deviate from it.
  4. Sell unwanted items on local free sites, also look for bargains on there (brand new products can be found).
  5. Have a party at home instead of going out. Write a list of food and drink requirements and ask guests to bring one of each.
  6. Still going out, take turns to be the designated driver instead of getting a taxi.
  7. Did you have enough decorations last year, if so resist the temptation to buy more.
  8. Do you buy a real Christmas tree every year? Consider the one-off expense of having a fake one.
  9. Do you post Christmas cards to all those friends and relatives you don’t see from one year to the next, how about getting their email addresses and sending an e-card?
  10. Consider using brown paper to wrap presents as it is cheaper and also recyclable.
  11. Presents for work colleagues, suggest Secret Santa and set a small limit so you just have to get one present.
  12. Presents for family, agree an affordable limit between you and don’t bother with those small gifts as extras that get forgotten about after 5 minutes.

 

I hope you find the above helpful. If you want to know more, download my free resources.

Wishing you a happy, loving Christmas.

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